Getty Images Generation X or Gen X is nothing if not consistent. In retirement surveys and studies, they often come up as the generation most in need of help getting to retirement. Yet their do-it-yourself, independent nature doesn’t lend itself to getting the guidance that is often needed. Gen X needs some help. Initially, their retirement planning started
Retirement
Share to facebook Share to twitter Share to linkedin The United States Secret Service’s mission needs to evolve to include protection of Americans from… [+] the POTUS. © 2018 Bloomberg Finance LP Protection of the nation’s highest elected leaders and other government officials has long been one of the primary missions of the United States
We all want to ensure a stable financial future. Use these 7 tips to maximize your retirement … [+] investments. Getty Retirement is one of the biggest and most common goals that many people have. After all, your retirement savings determine how comfortably you’ll live and whether your money will, in fact, outlive you. Making
Now it’s possible to quit your day job and work anywhere. Getty Who needs the 9-5 grind and struggling to pay rent in an expensive place like San Francisco or New York? These days, you can easily quit your day job, travel the world and work anywhere, since your office can be wherever you open your laptop.
Last week was a horrible week for cryptocurrency markets. Bitcoin, ETH, XRP, LTC registered double digit losses, with ETH and LTC losing more than 20% of their value–see Table 1. Table 1 Seven-Day Price Change For Major Cryptocurrencies Cryptocurrency %7d BTC -18.90% ETH -20.82 XRP -16.49 LTC -25.59 XLM -18.92 Source:Coinmarketcap.com 9/28/19 at 11:40 a.m. The
Magnifying glass with the word trust magnified in blue square format Getty Trusts may hold the key to salvaging charitable contribution deductions The 45th Annual Notre Dame Tax & Estate Planning Institute in South Bend, IN brings together some of the top estate planners from around the country to lecture at a two day conference.
For super savers, there may be an untapped Roth strategy. Getty There’s an interesting idea brewing in the savings arena that will provide savers a way to build much larger tax-free savings. The probable passage of SECURE will make it even more attractive. Saving and investing is a normal part of our financial planning DNA.
It may seem unlikely now, but cars and trucks are about to get electrified in a big way. That’s the takeaway from a research note published Tuesday by Morgan Stanley. The venerable investment research firm notes three recent actions by auto industry executives that clearly lay out the transition. It’s an opportunity for investors to
Photo Credit: Getty Getty If you want to know how to pay off student loans, this is for you. Here’s what you need to know. 1. Refinance your student loans When it comes to student loan repayment, the best way to pay off student loans faster is to refinance student loans. Student loan refinancing rates
Courtesy of Chip Conley Influencer in Aging and hospitality entrepreneur Chip Conley coined the term “modern elder” when he jointed Airbnb at 52 as a strategic adviser and was twice the age of the average employee there. In the last year, he has opened the Modern Elder Academy, a boutique resort for midlife learning and
The world is on the cusp of a massive $12.3 trillion 5G explosion. Former Verizon CEO, Lowell McAdam, says 5G “will usher in the Fourth Industrial Revolution for this country.” Some of the world’s biggest businesses — Qualcomm, Intel, Verizon, and Ericsson to name a few — are piling in. Telecom mobile tower with blue
When most people think about investing for retirement, they think about a financial investment: How much am I saving? Where is it being invested? What kind of return can I expect? Planning your financial investment before you retire is not bad, obviously. But this perspective by itself misses the whole picture. You also want to
Getty Most of us have some vision of what we would like our golden years to look like. We all have different ambitions: strolling on the beach, traveling the world, reading in a rocking chair beside a lake, hitting the golf course every day, spending time with family and friends, or thousands of other permutations.
A rainy night in mid-town Manhattan, 2013. Something was happening at 8th Ave. and 44th St. — sirens, squad cars, cops cordoning off a corner. My actress girlfriend and I were coming from a theater workshop at the Producers Club on 44th, and she said as we approached the avenue: “You might be covering that
Beneficiary designations are a crucial part of estate planning, yet they are often overlooked. Once you have signed your estate planning documents, you need to make sure your beneficiary designations are consistent with the rest of your estate plan. I have seen many situations where the intent of an individual’s will and trust were overridden
There are two words I’d bet cross your mind every time you buy a stock: “2008 repeat.” As in: “I can’t afford one!” I hear it regularly from Contrarian Income Report readers. It’s obvious why: we’re all 11 years older, and we can’t mess around—we need “correction-proof” growth and big dividends (I’m talking 6% yields
Next Avenue For the past five years, Next Avenue — public media’s first and only national journalism service for America’s older population — has released a list of “Influencers in Aging.” Our goal is to name a dozen groundbreakers who, in the past year, have helped transform attitudes about aging, presented innovative insights and research
Retirement income planning is an important step for all Americans, and efficiency is the goal. Drawdown strategies can help individuals along the way by targeting a monthly cash flow during retirement, minimizing taxes and maximizing government benefits. For the wealthy, however, being fortune enough to have the means to retire comfortably comes with additional financial
Users should be alarmed about all the issues that didn’t get fixed by the new Medicare Plan Finder. Getty The Centers for Medicare and Medicaid Services (CMS) redesigned the Medicare Plan Finder to address many concerns. Probably, the best summary of these concerns is in the July 2019 GAO report, “Medicare Plan Finder: Usability Problems and
Today I want to show you how you can retire on $405,000—and with just five buys, too! Put together, these five stocks and funds hand you a 7.4%-yielding portfolio that will pay you reliably for decades. First, though, let’s quickly run through how our “5-buy” portfolio will work—and how it proves the so-called “experts,” who