Gentle encouragement or financial incentives could result in more people setting aside at least some of their tax refund for emergency savings, a new study suggests. The research shows that among taxpayers who used a prepaid card from H&R Block to receive their 2017 refund, those who were sent messages about saving their refund were
Personal finance
PeopleImages | DigitalVision | Getty Images Students and their families are grappling with the cost of higher education, but here’s one expense that might be a surprise: health care. The default option for many college students — especially if they’re under age 26 — might be to remain on Mom and Dad’s insurance, yet that
New investors don’t know what they don’t know. When you don’t know much about a subject, sometimes the first advice you come across appears solid. Thoroughly research a company so you know if the stock would be a good investment for you. Don’t buy when stock prices are high. Think carefully before you make your
Image Source | DigitalVision | Getty Images For many minorities in America, it’s an all too familiar scene. An applicant who is a person of color and and applies for credit is either denied or gets much worse terms than a white borrower. In fact, an investigation by the National Fair Housing Alliance, a Washington
Author and investor Danielle Town used to be afraid of the stock market. Financial statements, numbers and spreadsheets all made her eyes glaze over. “I was such a reluctant investor,” said Town, co-host of the podcast “InvestED. “ “Yet, we can find a way to make this stuff become actually a joyful part of our
In the midst of a tit-for-tat trade war between the U.S. and China, Labor Day sales may be your best chance to avoid the impact of higher prices for some products you buy. Tariffs on goods traded between the two countries have already increased in several stages since early 2018 and recently escalated again. Just