Zero percent concept icon – 3D Rendered Image getty How does 3 years of 0% returns sound? I saw a popup ad this week, and it said something like “guess which stock is up 350% this year?!” I chuckled to myself and thought, in the perception of some investors, maybe all of them. My point:
Retirement
Four steps to stay on track for s secure retirement. Keep on running so you don’t run out of money … [+] in retirement. AFP via Getty Images Being stuck at home for months and months, thanks to COVID-19, has many people rethinking what their dream retirement looks like. Others, who are out of work
getty Are you engaged to be married and wondering if you need a prenup? Or do you have a child who is getting ready to walk down the aisle and say “I do,” but have family assets that you want to protect? When you’re in love and only thinking of starting your new life,
getty If you’ve been paying the least bit attention, you know there’s a concern that some 401(k) plans have excessive fees. Recent headlines attest to this, as plans are regularly involved in “excessive” fee lawsuits. Is your 401(k) plan burdened by high fees? Do you even know how to judge when a fee is too
ITALY – CIRCA 2003: Procession of the notaries through the streets of Perugia for the Feast of … [+] Candlemas, miniature from the manuscript concerning notaries’ guilds in Perugia. Italy, 15th century. Perugia, Biblioteca Capitolare (Library) (Photo by DeAgostini/Getty Images) De Agostini via Getty Images Who are “WEIRD” people? It’s a clever acronym, to denote
getty We tend to worry about retirement quite a bit, and with good reason. There are a number of different risks that could eat into your hard-earned retirement savings. The average joe often thinks of these risks as one or more of the following: a market crash, crippling debt, rising healthcare costs, and poor overall
It is also vitally important to understand that the amount of upside potential that can be offered by an FIA will vary over time as interest rates and call option prices change. With an annual reset design, the insurance company must repeat this process each year and will face different interest rates and call option
By Kerry Hannon, Next Avenue Contributor Wendy Mayhew Wendy Mayhew Is a pandemic that’s led to shuttered retail operations and staggering layoffs really a time to start a business? You might not think so. But startups are rising at the fastest rate in more than a decade. And Wendy Mayhew, author of the new, practical
ATLANTA, GA – AUGUST 4: Branch President Raphael Bostic poses for portrait in front of Atlanta, … [+] Georgias Federal Reserve Bank on August 4, 2020. (Photo by Eric Hart Jr. for The Washington Post via Getty Images) The Washington Post via Getty Images The next Treasury secretary will have a mess on her or
getty The headline: “State district judge rules part of Houston’s pension reform is unconstitutional.” And the report is a bit of a head-scratcher at first: the firefighters’ pension fund complains that the city is using a lower valuation discount rate than they themselves would have used, which has the effect of increasing the city’s required
A caretaker baby boomer daughter talking with her mother in her 80s wearing protective mask getty The covid-19 pandemic has increased the burden on family caregivers and made Americans more insistent than ever on receiving their own care at home, rather than in a long-term care facility. Yet, they are in more denial than before
Consider all your sources of retirement income when making asset allocation decisions in retirement. getty In order to protect existing assets, retirees and their advisors are understandably concerned about avoiding financial losses due to stock market downturns. The primary concern is that if any losses occur, the retiree won’t have the ability or time to
PEMBROKE PINES, FLORIDA – OCTOBER 13: Wearing a face mask to reduce the risk posed by the … [+] coronavirus, Democratic presidential nominee Joe Biden delivers remarks about his ‘vision for older Americans’ at Southwest Focal Point Community Center October 13, 2020 in Pembroke Pines, Florida. With three weeks until Election Day, Biden is campaigning
Loving senior couple dancing in balcony. Happy man and woman are spending leisure time together. … [+] They are at home. getty There’s been a lot of talk in the news about how little President Trump may have paid in taxes over the last few years, something he called “smart” during the last presidential election.
By Margie Zable Fisher, Next Avenue Contributor getty The 2020 Medicare Open Enrollment season runs from October 15 through December 7 and it’ll be even trickier than normal for new and existing beneficiaries. That’s due to a combination of Covid-19, changes in Medicare rules and new types of coverage offered by private Medicare Advantage plans.
You may be surprised by how small the Social Security Cost of Living Adjustment will be for 2021 getty There has been quite a bit of speculation about what the Social Security cost of living adjustment (COLA) would look like for 2021. With the USA falling into a recession and millions of people out of
This isn’t the only important point when it comes to Medicare, the flu, and the flu vaccine. getty The flu season is coming. We don’t know exactly when it will arrive or how long it will last but it’s on its way. In the United States, flu season generally begins in October, peaks between December and February,
getty Should the forgotten parts of the market be ignored, or does opportunity knock? Is it a stock market, or a market of stocks? So goes the old Wall Street expression. In our sound-bite lives, even an observant investor could be excused for not realizing how uneven the returns have been among the 11 sectors
getty Will the HEROES Act form the basis of an eventual stimulus-spending deal, if indeed there is one? Current reporting focuses on the amount of spending on such particulars as stimulus checks, unemployment boosts, and the like, while ignoring the endless list of additional provisions, from ballot harvesting to a T-band auction repeal, to yes,
getty Do you want to know an often underutilized strategy to increase the odds you will retire in comfort? It not only has the power to make you more financially secure, but it can give you greater peace of mind. What’s more, you won’t have to leave your kitchen table to use this method. Here