Federated Hermes’ Phil Orlando’s bull case for stocks may be on shaky ground. The firm’s chief equity market strategist reveals there are two market risks keeping him up at night. His first concern surrounds the presidential election and whether Democrats will get control of both the White House and Congress. “What might fiscal policy regime
Erin McClellan, owner and lead designer of Sprigs Floral Designs in San Luis Obispo, Calif. Blake Andrews | Slotography In 15 years of running a business, this year has proven to be the most difficult for Erin McClellan, owner of Sprigs Floral Designs in San Luis Obispo, California. And it turns out 2020 had one
getty Tax breaks for pensions? No, I’m not talking about the small number of states which don’t tax retirement income. I’m talking about the fact that anyone who receives a traditional pension gets a tax break. After all, generally speaking, compensation from one’s employer is counted as taxable income. Any form of compensation that is
Economic Security Planning, Inc. Today’s column addresses questions about whether the Covid-19 pandemic’s affect on the economy will reduce future Social Security benefits, taking spousal benefits before retirement benefits at 70, how spousal benefits are calculated and filing options after two marriages. Larry Kotlikoff is a Professor of Economics at Boston University and the founder
Principal Broker of Real Team Realty. Member of the NAHREP Top 100 Agents in the U.S. Highest Ranked NAHREP agent in Utah. getty One of the things that I love about real estate is the large number of gears that have to operate efficiently in order to make the machine successful. There is so much to
U.S. President Donald Trump walks to the South Lawn of the White House before boarding Marine One in Washington, D.C., U.S., on Friday, Oct. 2, 2020, on his say to Walter Reed National Military Medical Center to be treated for Covid-19, the White House said. Sarah Silbiger | Bloomberg | Getty Images President Donald Trump’s
Spencer Platt | Getty Images How can you find compelling investing opportunities in the current environment? With market volatility set to rise in the coming weeks, it’s best to be prepared. October is a notoriously volatile month, and this week’s heated presidential election debate did little to calm the markets — especially with the looming
A woman, of Lexington, waits in a line outside a temporary unemployment office established by the Kentucky Labor Cabinet at the State Capitol Annex in Frankfort, Kentucky, U.S. June 17, 2020. Bryan Woolston | Reuters As workers who were brought back to their jobs after furloughs and layoffs due to the Covid-19 crisis face additional
getty Creating a “Depth Chart” can help you see the field Covid-19 temporarily put most professional sports on hiatus. When they came back, we were again treated to world-class athleticism, performed at speeds well beyond what most of us can do. But there is a lot that goes into that on-field product, behind the scenes.
Kenny Kane is the Chief Operating Officer at FIRMSPACE. getty In a recent survey by JLL, only 4.9% of office workers said they would be comfortable with exclusively working from home in the future — but many companies are still waffling about whether it’s worth revamping their old space setup to meet today’s new public health
2021 F-150 Limited Ford Sales of F-Series pickups and SUVs helped Ford Motor outperform its Detroit crosstown rivals as well as the broader auto industry in the third quarter. While Ford’s vehicle sales fell by just 4.9% from the same time last year, the drop was about half that of the broader industry and smaller
Siraj Ahmad | iStock | Getty Images Jasmine Johnson is constantly afraid of being evicted from her house in St. Paul, Minnesota. The single mother of five children, all under the age of 13, hasn’t been able to earn enough during the pandemic to stay caught up on her $1,350 rent. First, the daycare where
By Kerry Hannon, Next Avenue Contributor Independent filmmaker Mike Kravinsky Courtesy of Mike Kravinsky The pandemic pivot is a stark reality for droves of older small business owners resolute to stay in business. That kind of grit is the spine of the midlife entrepreneurs I’ve interviewed in recent years, several of whom I profiled in
Ellen Calmas is Co-Founder/EVP at Boston-based Neighborhood Pay Services, creator of the NPS Rent Assurance Rent From Payroll platform. getty Well-managed real estate funds typically provide annual above-market returns for limited partners (LPs), justifying the requirement that investors qualify with a substantial amount of upfront cash. The ability to provide big upfront commitments makes high net worth
President Donald Trump announced Friday that he has tested positive for Covid-19, and he isn’t the first sitting president to contract a highly contagious and potentially deadly virus in the middle of a pandemic. Former President Woodrow Wilson became ill with the 1918 flu when he was in Paris in April 1919 organizing a peace treaty
A stock trader wearing a mask walks near social distancing signs the day a new IPO is launched at the New York Stock Exchange as the city continues Phase 4 of re-opening following restrictions imposed to slow the spread of coronavirus on August 27, 2020 in New York City. The fourth phase allows outdoor arts
kali9 | E+ | Getty Images If you’re retired and are thinking about downsizing or relocating, and it involves buying a home, you might want to look into how you would finance it. You may discover that qualifying for a mortgage is different from the last time you bought a house. Not only have lenders
Read my previous articles on FIA Interest Crediting Methods including point-to-point and participation rate. Another method for increasing the participation rate without introducing a cap is to add a spread to the FIA interest-crediting formula. Continuing with our same simple example in which we found a 56 percent participation rate, suppose the insurance company could
WASHINGTON, Sept. 10, 2020 — U.S. House Speaker Nancy Pelosi speaks during a press conference on … [+] Capitol Hill in Washington, D.C., the United States, on Sept. 10, 2020. U.S. Senate on Thursday failed to advance a slimmed-down Republican COVID-19 relief proposal, as lawmakers remain deadlocked over the scope and size of the much
getty In every great action movie, there’s a ticking-time-bomb element. If mortgage lending were an action movie, then rates are the time bomb. Since there’s no telling when rates will rise again, each week borrowers are either granted another chance to lock in a new low rate or the bomb blows and rates rise, destroying