Retirement

After years of favoring online and telephone scams, a number of crooks are drifting back to old-fashioned theft involving paper checks. In the last year, a number of individuals, including employees of the U.S. Postal Service, have been arrested or indicted for stealing paper tax refund checks. Over $3 million of such check thefts were

While Christians and Christianity have taken many often-justifiable hits over the past couple thousand years, the actual person of Christ has remained compelling, even irresistible, for most, including me. Having followed His story for many years, I confess I was surprised, then, to only recently learn the directive that Jesus gave most often in the

Careful research done by PhD economists conclude we face a huge retirement shortfall. We are about eight to nine years away from Social Security’s inability to pay full benefits; all boomers are past age 60, and the typical Gen Y and Millennial is predicted to do a little worse or much worse than the cohorts

Many retirees are finding that retirement isn’t all it’s cracked up to be, and they’re returning to work in some way. In fact, the number is in the millions, as indicated by the results of a recent survey of retirees conducted by T. Rowe Price. They report that 1.5 million retirees had reentered the workforce

Age discrimination in medicine is real and it can affect someone you love. Our society holds physicians in high regard. People tend to trust a doctor for a lot of reasons, one of which is the extent of their education. But they’re human and they certainly make mistakes. We are hopeful that with artificial intelligence,

More and more households led by someone age 55 or older have debt, according to recent research from the Employee Benefits Research Institute (EBRI). In 1992, 53.8% of older households had debt. But the percentage steadily increased from 1998 through 2019 before dropping a little from 2019 to 2022, the latest year for which data

Thirty-five years ago, Ken Dychtwald, PhD, wrote a landmark book, Age Wave. It was a thoughtful and well researched analysis on the impact of the baby boom population on the U.S. Dr. Dychtwald (Ken) went on to write many more books (19 in all) about the aging of America, but in this writer’s opinion, Age

Really, I don’t want to be doing this. I just want a fact-based discussion on retirement income security, so we can fix what needs fixing and stop worrying about things we shouldn’t be worrying about. Is that too much to ask? Apparently, it is. Back in August I published an entire study through the American

What role do family members play in caring for frail older adults and younger people with disabilities? What can society do to make it easier for them? I got thinking about this when Republican vice presidential candidate JD Vance suggested that families could lower their daycare costs if “grandma and grandpa” took on more child

One of the biggest obstacles investors face on the road to a secure retirement is the pursuit of perfection. This may seem counterintuitive. Our culture touts “practice makes perfect”, we should be continuously training to achieve perfection. Unfortunately, in the world of investing, striving for perfection generally leads to inaction and missed opportunities. Continuously searching

You probably find lots of junk mail in your mailbox. But, if you are one of the 50 million beneficiaries with Part D prescription drug coverage, either through a stand-alone Part D drug plan or incorporated into a Medicare Advantage plan, pay attention now. Buried in that stack of mail will be the Annual Notice

It’s an issue for some adult children with aging parents. When the elders need care, there is resistance to using the parent’s own funds to cover the cost of caregiving. It’s puzzling. For example, faithful son (FS) has been taking care of his mom by himself for 25 years. He lives in her home and

The simplest oversights can cause the biggest problems for heirs, especially those intended to inherit retirement accounts. Over the years, I’ve seen a number of court cases in which the logical beneficiary of a retirement plan is denied the benefits because of an incomplete or outdated beneficiary designation. In the latest case, a woman worked

With more than half of marriages ending in divorce and disagreements over money regularly cited as one of the foremost reasons for the split, don’t you think it might be a good idea to talk about how we can avoid financial disagreements? Well, that might be nice, but we can’t. We can’t avoid disagreements in

CTA and Estate Plans and Trusts The Corporate Transparency Act (“CTA”) is a mandate that requires most smaller closely held business entities to file a rather invasive report with the Financial Crimes Enforcement Network of the Treasury Department. The CTA has been written about extensively, but it seems that most business entities, and their owners

Forbes screened more than 800 U.S. locales for everything from climate risk to crime to doctor availability. Those that made the cut were compared on leisure offerings—from the arts, fine dining and learning to hiking, skiing, watersports and golf. Here are the top 25. By William P. Barrett, Senior Contributor Jill and David DeForest Colvig

Share to Facebook Share to Twitter Share to Linkedin Samuel Scheer and his wife, Rosetta Cohen, are long-time residents of western Massachusetts. But they love the arts and culture scene in New York City so much that they recently bought a more spacious apartment in the Big Apple with the thought that eventually it might

For the past several years, one of the areas in which I have focused is on helping people prepare for retirement or as I like to say: What’s next in life? To prepare for retirement, one of the most important tips is to have conversations with your significant other. Share your vision of the future

Not too long ago, one of my teammates and I talked about watching Alone, a series that follows ten experienced contestants as they attempt to outlast each other in a wilderness environment, foraging, hunting, fishing, building shelters, and relying on their survival skills. Each participant has to film themselves, and whoever is able to last

There’s been a dramatic twist in online imposter scams. In the traditional imposter scam, the crooks pretend to be a government agency or well-known company. They generally use emails, texts, or phone calls to try to induce targets to part with money or sensitive personal information. In the latest scams, which so far appear to