Personal finance

Damir Khabirov | iStock | Getty Images The expansion of the child tax credit is aimed at lifting millions of American families out of poverty. Yet an omission in its legislative language may leave behind a group that would most benefit from it: struggling student loan borrowers. The American Rescue Plan, the $1.9 trillion stimulus

AsiaVision | E+ | Getty Images A third of working Americans saw their health-care costs rise this year, according to a survey published Thursday by the Employee Benefit Research Institute. Those expenses led some employees to decrease retirement plan contributions, delay going to the doctor, increase credit card debt or use up all or most

A Social Security Administration office in San Francisco. Getty Images The Social Security cost-of-living adjustment for 2022 could be the biggest in decades. However, that increase to monthly checks will not be enough, according to The Senior Citizens League, a nonpartisan advocacy group. Now, in a letter sent to members of both the House of

Youth march along Pennsylvania Avenue to the U.S. Capitol Building as part of the Global Climate Strike protests on Sept. 20, 2019 in Washington, D.C. Samuel Corum | Getty Images With the clock ticking, who will solve the problems of climate change and global warming? Most U.S. teens believe that everyone should help. Nearly 70%

Getty Images As the coronavirus pandemic drags on, many Americans have learned to cope with the new normal. Saving for emergencies and long-term goals, such as retirement, is still a top concern, however. More than 60% of Americans said in June they were either extremely concerned or somewhat concerned about the state of their finances,

Alexandra Lashner of Bensalem, Pennsylvania, became frustrated after attempting to buy a house this year and decided to postpone homeownership. Source: Alexandra Lashner Alexandra Lashner and her husband were excited to buy their first home earlier this year. They saved up enough for a 20% down payment and had no debt. Yet they still couldn’t

Finding the right financial advisor to help with your financial needs and goals can be complicated. There are so many things to consider. Every financial advisor has his or her own area of expertise. The services provided by financial advisors will vary based on the type of advisor, but overall, a financial advisor will assess

In this article UAL AAL LUV DAL A patient receives a Covid-19 vaccine booster shot at a Pfizer-BioNTech vaccination clinic in Southfield, Michigan, on Sept. 29, 2021. Emily Elconin | Reuters Some people are still holding off getting vaccinated against Covid-19, even as mandates increase for the immunization. Those who aren’t yet vaccinated have been

Workers with Patriot Environmental Services mop up oil on the surface of the water at Talbert Marsh in Huntington Beach, CA on Monday, October 4, 2021. Paul Bersebach | MediaNews Group | Getty Images A massive oil spill off the coast of southern California this past weekend has clean-up crews racing to prevent an ecological

People receive information as they attend a job fair at SoFi Stadium on Sept. 9, 2021, in Inglewood, California. PATRICK T. FALLON | AFP | Getty Images The number of Americans collecting unemployment benefits fell by more than half after the Labor Day “cliff,” when federal assistance ended for millions of people. There were just

Americans have been hammered by life changes since the start of the pandemic, and it’s taken a big mental and financial toll. In just the last year and a half, many Americans either left a job, moved or changed their relationship status, for better or for worse — or even all of the above. Finances

kate_sept2004 | E+ | Getty Images The recovery from the Covid-19 pandemic has been slower than a lot of people expected. For many Americans, that means their incomes are not yet back on track or may have suffered again during the onset of the delta variant. Data shows that hiring is still slow. Weekly initial

NicolasMcComber | E+ | Getty Images In this period of virtually non-existent bond yields, the search for income is prompting increased interest in junk bonds, exposing investors to more risk. Meanwhile, stock investors are concerned about the impact of market volatility on their portfolios. For some investors, the solution to both problems may lie in

In this article EXPE Mike Coppola | Getty Images Online travel powerhouse Expedia Group plans to unify and expand customer loyalty program offerings across its portfolio of brands. The move will result in “the most complete travel rewards offering in the industry,” according to the Seattle-based firm, with member discounts and reward earning and redemption

For some college students, the Covid vaccine is a price they are not willing to pay for a degree. Justin Mishler, a 29-year-old junior at Northern Illinois University, is one of them. After serving in the U.S. Marine Corps, Mishler enrolled in the state school in 2016 through the GI Bill, which helps cover the

Sporrer/Rupp | Image Source | Getty Images When it comes to Social Security, even small mistakes in planning or claiming the benefit can cost you money. The application process is relatively straightforward, yet there are nuances that you may not be thinking about. In fact, many Americans aren’t aware of the right steps to take.

FatCamera | E+ | Getty Images A sweeping new legislative proposal on Capitol Hill could give Congress a rare opportunity to address an issue that has long been on the backburner – paid family leave. Today, only some workers have access to paid time off to care for their loved ones or their own medical

Photo by Mike Kline (notkalvin) | Moment | Getty Images Life insurance planning for wealthy Americans may be upended by a proposal in Democrats’ tax reform package. The House Ways and Means Committee passed measures on Sept. 15 that would raise an estimated $2.1 trillion in taxes from corporations and the rich, to help finance

In this aerial photo taken with a drone, flood waters surround storm damaged homes, Tuesday, Aug. 31, 2021, in Lafourche Parish, La., as residents try to recover from the effects of Hurricane Ida. Steve Helber | AP Climate change can have a direct impact on your wallet. Not only can it affect your bills, from

Treasury Secretary Janet Yellen testifies during a Senate Banking, Housing and Urban Affairs Committee hearing on the CARES Act, at the Hart Senate Office Building in Washington, DC, U.S., September 28, 2021. Matt McClain | Reuters Congress faces an Oct. 18 deadline for raising the U.S. debt ceiling. If it is not increased by that