Federal business disaster loans now capped at $150,000 and limited to agriculture

Small Business

Secretary of the Treasury Steven Mnuchin speaks with President Donald J. Trump and members of the coronavirus task force during a briefing in response to the COVID-19 coronavirus pandemic on Thursday, April 02, 2020 in Washington, DC. (Photo by Jabin Botsford/The Washington Post via Getty Images)

The Washington Post

The Small Business Administration is applying new restrictions to the Economic Injury Disaster Loan program, putting an emergency source of funding further out of reach for entrepreneurs.

Starting on May 4, the SBA said it would only accept applications from agricultural businesses that were interested in the so-called EIDL.

The disaster loan program was one of several lifelines made available to entrepreneurs amid the coronavirus pandemic. Initially, applicants who were accepted into the program were eligible for up to $2 million in loans at an interest rate of 3.75%, plus a $10,000 advance grant.

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As businesses flooded the SBA with applications, the agency curtained the grant amount to only $1,000 per employee, up to $10,000.

Now, the SBA has curtained the program even further by restricting who can apply for a loan, as well as limiting the maximum amount borrowed to $150,000 – down from $2 million – according to The Washington Post.

 This is breaking news. Please stay tuned for updates.

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