Retirement

Courtesy of Ronald Long 2019 Influencer in Aging Ronald Long, the St. Louis-based director of Wells Fargo’s Elder Clients Initiatives team since 2014, created what’s become a key brokerage industry tool to protect older investors from elder financial elder abuse. Long and his team originated the “In Case of Emergency” form so advisers could contact

Social Security may be one of your largest assets. What and when you collect will make a huge difference to your lifetime benefits. Today’s column addresses filing restricted applications in light of recent changes, which month to file an application, eligibility for spousal benefits, potential effects of a public pension survivor benefit, and spousal benefits

By Grace Birnstengel, Next Avenue Editor Courtesy of Cindy Gallop Cindy Gallop loves to tell people how old she is. She says it’s a special number because it’s a subtotal of your learnings, life experiences and everything you’ve been through to date. “I’m fifty-nine and shout it from the rooftops,” she says. Gallop, an iconoclastic

ASSOCIATED PRESS After years of ignoring the problem of age discrimination in employment, the U.S. Equal Employment Opportunities Commission (EEOC) appears to have turned a corner. In September, the EEOC filed four age discrimination lawsuits, settled one age discrimination lawsuit and won a jury verdict in an age discrimination case. The significance of this activity

Family at fjord, Aure, More og Romsdal, Norway Getty What do I mean by “Goldilocks-level fertility rates”? Simply put, a stable, replacement-level (or thereabouts) fertility rate that ensures a sustainable balance between workers and retirees. Earlier this week I wrote about the inexplicable decade-long drop in fertility rates in Finland. Back in August, I profiled

Share to facebook Share to twitter Share to linkedin Historical data shows October isn’t always a bad month. AFP/Getty Images Topline: The stock market’s rough beginning to the month has some investors recalling other awful Octobers in the past—but history suggests there may not be a reason to panic yet. October is known for huge

Source: Stock.Adobe.com How to invest as the economy cracks Impeachment talk is flying around social media. Polls are being taken, and so are sides in the battle. But I am here to tell you that as an investor, it is not what matters right now. Because whatever happens in the accelerating impeachment saga, the immediate

Carmen Perez, 32, paid off $57,000 of debt and quit her job to become a computer programmer. Winifred Lao Carmen Perez, recently quit her six-figure job in the financial services industry in order to pursue her dream of becoming a computer programmer. As recently as two years ago, the thought of leaving a high-paying job

Only about 35% of families remain “traditional.” Modern families need modern planning! Girls sitting together and holding hands Getty The 45th Annual Notre Dame Tax & Estate Planning Institute in South Bend, IN brings together some of the top estate planners from around the country to lecture at a two day conference. This is the

Today I’m going to show you a bargain-priced closed-end fund (CEF) that’s a standout now—not only because it’s a steal, but because it holds some of the best stocks on the market. In fact, it takes its inspiration from one of the best investors of all time—Warren Buffett. And the fact that it pays a

Getty Images Generation X or Gen X is nothing if not consistent. In retirement surveys and studies, they often come up as the generation most in need of help getting to retirement. Yet their do-it-yourself, independent nature doesn’t lend itself to getting the guidance that is often needed. Gen X needs some help. Initially, their retirement planning started

Share to facebook Share to twitter Share to linkedin The United States Secret Service’s mission needs to evolve to include protection of Americans from… [+] the POTUS. © 2018 Bloomberg Finance LP Protection of the nation’s highest elected leaders and other government officials has long been one of the primary missions of the United States

We all want to ensure a stable financial future. Use these 7 tips to maximize your retirement … [+] investments. Getty Retirement is one of the biggest and most common goals that many people have. After all, your retirement savings determine how comfortably you’ll live and whether your money will, in fact, outlive you. Making

Now it’s possible to quit your day job and work anywhere. Getty Who needs the 9-5 grind and struggling to pay rent in an expensive place like San Francisco or New York? These days, you can easily quit your day job, travel the world and work anywhere, since your office can be wherever you open your laptop.

Last week was a horrible week for cryptocurrency markets. Bitcoin, ETH, XRP, LTC registered double digit losses, with ETH and LTC losing more than 20% of their value–see Table 1. Table 1 Seven-Day Price Change For Major Cryptocurrencies Cryptocurrency %7d BTC -18.90% ETH -20.82 XRP -16.49 LTC -25.59 XLM -18.92 Source:Coinmarketcap.com 9/28/19 at 11:40 a.m. The

Magnifying glass with the word trust magnified in blue square format Getty Trusts may hold the key to salvaging charitable contribution deductions The 45th Annual Notre Dame Tax & Estate Planning Institute in South Bend, IN brings together some of the top estate planners from around the country to lecture at a two day conference.

For super savers, there may be an untapped Roth strategy. Getty There’s an interesting idea brewing in the savings arena that will provide savers a way to build much larger tax-free savings. The probable passage of SECURE will make it even more attractive. Saving and investing is a normal part of our financial planning DNA.

It may seem unlikely now, but cars and trucks are about to get electrified in a big way. That’s the takeaway from a research note published Tuesday by Morgan Stanley. The venerable investment research firm notes three recent actions by auto industry executives that clearly lay out the transition. It’s an opportunity for investors to

Photo Credit: Getty Getty If you want to know how to pay off student loans, this is for you. Here’s what you need to know. 1. Refinance your student loans When it comes to student loan repayment, the best way to pay off student loans faster is to refinance student loans. Student loan refinancing rates

Courtesy of Chip Conley Influencer in Aging and hospitality entrepreneur Chip Conley coined the term “modern elder” when he jointed Airbnb at 52 as a strategic adviser and was twice the age of the average employee there. In the last year, he has opened the Modern Elder Academy, a boutique resort for midlife learning and