Retirement

I can remember pulling onto my grandparents’ farm about 15 miles west of Council Grove, Kansas on Thanksgiving Day in the backseat of my dad’s 1969 Delta 88 Oldsmobile. The dirt roads that led there were—and still are—rutted from the wagons that rolled along that portion of the 900 miles of Great Plains that connected

While the viral “Ok, Boomer” catchphrase seems to connote a disconnect between baby boomers and millennials and Gen Zs, there is one area that is impacting just about every age group—caregiving. Indeed caregiving is a universal issue: no matter who you are, you’ve needed care, if only as an infant. And chances are if you

Economic Security Planning, Inc. Today’s column addresses questions about the best time to file, lump sum payments and benefit rates, earnings after 70, when public pensions affect benefits and calculating benefit amounts. Larry Kotlikoff is a Professor of Economics at Boston University and the founder and president of Economic Security Planning, Inc, a company that

Getty Forget “OK Boomer” memes. The generational conflicts are really going to heat up when the next recession hits. Gallup polling shows increasing numbers of Americans are worried about a recession. Global trade numbers released Monday and the third quarter report from the International Monetary Fund indicate people may be right—there are serious signs of

Hearing, memory and mobility all going at once: the aging triple whammy. We see it with Walter 91, was a very accomplished CEO in his day. He has always been a take-charge guy. But now, he has a severe hearing loss which limits his life considerably. He hates hearing aids and won’t wear them. He

By Grace Birnstengel, Next Avenue Editor Getty “Don’t trust anyone over 30.” It’s a line made famous by ’60s activist Jack Weinberg when a San Francisco Chronicle reporter interviewed him about the ongoing Free Speech Movement at the University of California, Berkeley. Generational finger pointing is not a new concept, but it’s been in the

Getty There’s no reason to hide the facts from your estate planner. Almost every family has at least child who gives the parents concerns, disappointments and even heartache. You want to provide the problem child with some financial assistance either now or through your estate, but you aren’t confident the child (who’s now an adult)

With the release of presidential candidate Pete Buttigieg’s Social Security plan, the Democratic Party’s stance on Social Security is clearer than ever. All four top tier presidential candidates — Buttigieg, Joe Biden, Bernie Sanders and Elizabeth Warren — favor expanding, not cutting, Social Security. Democrats’ support for Social Security expansion extends beyond the presidential campaign

AFP via Getty Images When you’re creating a trust for the benefit of yourself or your family members, choosing the state law that will govern it has many implications and potential benefits—not just for you, but for your beneficiaries as well. Historically, Delaware has been the jurisdiction of choice for grantors of trusts. For generations,

A happy senior couple laughing having fun sailing at the wheel of a yacht or sail boat on a calm … [+] blue sea Getty Some of the stock market’s best dividend stocks are hiding in plain sight. But today, I’m going to introduce you to four long, longtime dividend-growing powerhouses that yield up to

Getty There are, it will surprise no one, two sides to any story. Whether its private-sector multiemployer pensions or underfunded state and local public-sector pensions, some readers are adamant that benefits should be preserved because they were earned, fair and square, and others who insist, with greater or lesser degrees of sympathy for those affected,

By Diane Eastabrook, Next Avenue Contributor Getty At a cannabis industry job fair near Chicago in October, IT specialist Pam Lefkowitz, 59, was tenth in line to talk to a recruiter from Green Thumb Industries, a Chicago-based cannabis packaged goods retailer with stores across the U.S. Calmly waiting her turn, Lefkowitz exercised the kind of

Executive director of the Ain Dah Yung Center, Deb Foster, is joined by contributors at the ribbon … [+] cutting of Mino Oski Ain Dah Yung, an affordable housing development serving American Indian youth in St. Paul, Minn. Elle Moulin Launching and running a business is tough under any circumstances. Yet Native American entrepreneurs have

Calm senior mature couple relaxing on soft comfortable sofa having daytime nap together, carefree … [+] middle aged old family breathing fresh air enjoying no stress free peaceful weekend resting on couch Getty I’ve been getting worried emails from investors lately, and most are about one of two big fears: That a 2008-style market collapse

Share to facebook Share to twitter Share to linkedin Termination of Employment and layoff concept, Businessman holding Termination of Employment Form in… [+] paper brown envelope. photo credit: Getty Getty For employees, the end of the year doesn’t always ring in holiday cheer. For many employees, especially here in California where I’m based, longtime workforces

TOPSHOT – A sign written by protesters is seen at the Hong Kong Polytechnic University in the Hung … [+] Hom district in Hong Kong on November 22, 2019. – Hardline Hong Kong protesters held their ground on November 21 in a university besieged for days by police as the US passed a bill lauding

Getty The Roth IRA was designed for and is typically thought of as just a retirement account, however its many features make it the Swiss army knife of investment accounts. The tax advantages are well documented. When you invest in a Roth IRA, you fund it with money you have already paid taxes on (after-tax).

ATLANTA, GEORGIA – NOVEMBER 20: Democratic presidential candidate Sen. Kamala Harris (D-CA) speaks … [+] during the Democratic Presidential Debate (Photo by Alex Wong/Getty Images) Getty Images Nearly all of the Democratic presidential hopefuls have proposed or supported plans to create a federal family leave program that would include those who are caring for frail

Caregivers Face Dual Challenges From Caring And From Working For Pay Getty November is National Family Caregivers Month, honoring those who care for their loved ones. More than 40 million people provide care for their parents, a sick spouse, a disabled child or an ailing friend. Older adults often have to rely on help from

A University of Alabama cancer geneticist is taking his anti-aging research to the next level to effectively end age-related hair loss, wrinkled skin and reduced energy. And he hopes to have products on the market in 5 years. A new startup out of the University of Alabama at Birmingham (UAB), Yuva Biosciences, is essentially the