People ride scooters past the Marriner S. Eccles Federal Reserve building in Washington, D.C., U.S., on Tuesday, Aug. 18, 2020. Erin Scott | Bloomberg | Getty Images The Federal Reserve said Thursday it would keep its benchmark interest rate near zero for as long as it takes to help the economy bounce back from the coronavirus crisis. In addition to
Month: November 2020
The practical impact of the optional rider fee will be to reduce the contract value a bit more quickly leading to a lower death benefit than otherwise. But with the focus on income rather than accumulation, the rider fee is of secondary importance. The goal is not to find the lowest rider fee, as it
Got election angst? In the article below, a law professor answers questions about state recounts and … [+] ballot challenges in the 2020 presidential election. Getty Images As the 2020 presidential election moves into its final act, both Donald Trump and Joe Biden are unleashing teams of lawyers to engage in litigation over the voting
Villa Machiavelli in Tuscany, created at the behest of Cardinal Francesco Maria Machiavelli in the … [+] late 15th-century. Courtesy Villa Machiavelli Somewhere among Tuscany’s rolling hills, speckled with vineyards stretching beyond the horizon, nestles a piece of history. A prominent pink structure, said to be designed by the great Michelangelo himself, Villa Machiavelli was
Children pose for a photo with Santa Claus, who is sitting behind a plexiglass screen, at Bass Pro Shops. Source: Bass Pro Shops It’s an annual tradition for many families during the holidays: Packing the kids in the car and trekking them to the local mall to visit Santa for the chance to rattle off
This is a comparison of Thursday’s Federal Open Market Committee statement with the one issued after the Fed’s previous policy-making meeting on Sept. 16. Text removed from the September statement is in red with a horizontal line through the middle. Text appearing for the first time in the new statement is in red and underlined.
At Whole Foods, every employee knows what everybody else is making. It’s a practice called “wage transparency.” The average pay of professional titles of employees is published on the Whole Foods website. Whole Foods CEO John Mackey thinks of wage transparency as a source of motivation for employees. “It gives people something to strive for,”
“Fearless Girl”, a bronze sculpture by Kristen Visbalthe, is seen with a voting sticker in front of the New York Stock Exchange in the Wall Street Financial District of Manhattan on November 4, 2020 in New York. Kena Betancur | AFP | Getty Images Big-money investors are growing more excited about the stock market as
Peathegee Inc | Tetra images | Getty Images You have just a few weeks to tap the money you’ve been saving for medical needs — or risk losing it. Health-care flexible spending accounts, which your employer may offer, allow you to store pretax dollars in a special account. In 2020 and 2021, you can contribute
As the U.S. stock market is now on track for its best week since April, some 401(k) plan participants started the week making more trades than usual within their retirement savings accounts. As a result, they may have missed out on this post-election rally. The amount of daily trading in 401(k) plans — traditionally seen
Is your Pharmacy in or out of network? getty Jim, one of my exercise buddies, sees doctors and visits hospitals affiliated with the largest healthcare system in his community. Checking the Annual Notice of Changes, he discovered that his drug plan is dropping the system’s pharmacy from its network. Jim didn’t think that was a big
Economic Security Planning, Inc. Today’s column addresses questions about taking spousal benefits before later qualifying for retirement benefits, available recourses in case Social Security mishandled a claim and deciding between taking retirement or survivor’s benefits first. Larry Kotlikoff is a Professor of Economics at Boston University and the founder and president of Economic Security Planning,
Silestone used here as the countertop. Photo courtesy of Silestone. The use of quartz surfacing has grown over the last several years. It is becoming increasingly popular because of its durability, unlimited color options, consistency of the slabs, nonporous nature and ease of maintenance. I had an opportunity to interview Edwardo Cosentino, the son of
Medical staff members treat a patient suffering from the coronavirus disease in the Covid-19 intensive care unit (ICU) at the United Memorial Medical Center (UMMC) on October 31, 2020. Go Nakamura | Getty Images News | Getty Images The number of new daily coronavirus cases recorded in the U.S. surpassed 100,000 for the time Wednesday,
General Motors CEO Mary Barra speaks to the news media June 12, 2018 in Detroit, Michigan. Bill Pugliano | Getty Images General Motors is set to report its third-quarter earnings before the bell on Thursday. Here’s what Wall Street is expecting, based on average analysts’ estimates compiled by Refinitive. Adjusted EPS: $1.38 Revenue: $35.51 billion
Take a look at some of the biggest movers in the premarket: General Motors (GM) – The automaker reported quarterly earnings of $2.83 per share, beating the consensus estimate of $1.38 a share, helped by strong demand for trucks and SUVs. Revenue was essentially in line with Street forecasts. The shares rose 6.7% in premarket
What’s next for markets? With the election over, some old themes will be re-emerging, regardless of who will be president. The rally is due to better earnings visibility On one issue, all traders agree: the market rally is largely due to the unlikelihood of higher corporate and individual taxes next year. “The Senate numbers from the
Lorado | E+ | Getty Images “It’s increasingly a computer-based global work environment,” Minott said. “People can travel from country to country or stay where they like.” The benefits are plentiful. You get to live in a vacation destination, improve your quality of life and possibly reduce your cost of living. Just make sure you
Clerkenwell | Vetta | Getty Images Socially responsible, or sustainable, investing — investing in ways to make the world a better place — continues to surge, driven by increasing consumer demand and the recognition that sustainable funds provide returns comparable to traditional funds in addition to lower risk. The first half of 2020 saw a
When the pandemic hit in March, Kelly Kearney, owner of Pacific Fine Food Catering in Alameda, California, initially thought things might go back to normal after a couple of months. She bought the company in 2004 and built up a business with a loyal, dependable staff and long-time clients. At age 58, she wasn’t intending
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